Installing state-of-the-art locks is not only about the peace of mind it brings you, but they could also be a necessity for insurance coverage. However, what does that even mean and why should we care if it is “insurance approved”?
What Are Insurance Approved Locks?
Locks approved by insurance satisfy certain standards laid down by insurers to guarantee a level of security. For mortice and cylinder locks in the UK this is most usually a British Standard BS3621 benchmark. Approved locks frequently display a kite mark which is an easy way to recognise this standard of lock.
Why Does It Matter?
If your locks do not meet the insurers requirements then you might find a break-in could invalidate any security on your policy. It also means that you may not be able to claim for stolen items or damage.
How to Check Your Locks:
The Kite Mark: If your chosen lock has this symbol, then you know the lock meets very high standards.
Read Your Policy: Your insurance documents will clarify the expectations for the location of locks on doors and windows.
Request a Locksmith: A pro will be able to look over your existing locks and make recommendations for improvements if necessary. For a Locksmith Cheltenham, visit besecure-locksmiths.co.uk/
When to Upgrade:
Moving into a new home
After a break-in
Rekeying is superior when your locks are old, broken or have the wrong certification. This minor act of ensuring your locks are insurance approved can have monumental benefits such as protecting both your property, and all the items that you keep inside it.
